Q: Hi – I have a limited budget of £3500 to buy an engagement ring. I have been offered an SI1, colour G, 0.7 carat diamond for about £2300. I have also been offered a VS1 diamond colour F, 0.7 carat for £2850. The latter will really stretch my budget to the absolute limit (once I have paid for the ring) but I am thinking this may ultimately be the better deal, and worth the extra. Could you advise whether there is likely to be a big difference in appearance in terms of colour and clarity, and whether these seem like good prices.

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